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lPower of Compounding

Initial investment of 1.5L ,with monthly sip addition of  12000    

compounding @15%PA becomes

39.5Lacs at 10 yrs , 93Lacs at 15yrs and 206Lacs at 20 yrs 

compounding @25%PA becomes

78Lacs at 10 yrs , 277 Lacs at 15yrs and 953Lacs at 20 yrs 

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Is 15% and 25% realistic ,go back to history to find answer

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Now it is up to you to decide  you want to take 6% return or 25

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Our Sample Equity portfolio(EP) built on ET portfolio   for SME and HNI  - as on 28-12,23 

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*Largest companies in each sector*

🔋 Energy → Reliance
🧑‍💻 IT Services → TCS
🏦 Bank → HDFC Bank
🧼 FMCG  → HUL
🏦 PSU → SBI
🏠 Housing Finance → HDFC 
📱Telecom → Bharti Airtel
💰NBFC → Bajaj Finance
🛣 Infra → L&T
🎨 Paints → Asian Paints
🚙 Car → Maruti
💊 Pharma → Sun Pharma
💍 Luxury Goods → Titan
🛒 Retailing → Avenue Supermarts
🛣 Cement → UltraTech
🏗 Steel → JSW Steel
💡 Power producer → NTPC
☀️ Renewables → Adani Green
🦾 Industrial products → Siemens
🏠 Real Estate → DLF
🚁 Aerospace & Defense → HAL
🏍 Motorcyle → Eicher Motors
🧬 API & Life Sciences → Divi's Labs
✈️ Airlines → InterGlobe
🧪 Chemicals → SRF
💳 Credit Card → SBI Cards
☕️ Beverages → Tata Consumer
🏥 Hospitals → Apollo Hospitals
🔩 Auto parts → Bosch
👨‍🌾 Agro Chemicals → UPL
🍻 Alcohol → United Spirits
🌐 Internet biz → Zomato
💼 Job search → Info Edge 
🏨 Hotels → Indian Hotels
🍼 Women & child care → Abbott 
💉 Diagnostics → Dr. Lal PathLabs
⚡️ Electric Vehicles → Tata Motors
🥇 Gold loans → Muthoot
🏘 Building Products → Astral
📈 Mutual Funds → HDFC AMC
🧪 Industrial chemicals → Gujarat Fluorochem
🪑 Plastic Products → Supreme
💇‍♀ Beauty → FSN E-Com (Nykaa)
👗 Wedding wear → Vedant Fashions
🍕Restaurants → Jubilant Food
🗳 Logistics ● Delhivery
👠 Footwear ● Metro Brands
👔 Textiles ● K.P.R. Mill
🍨 Sugar ● E.I.D- Parry
👝 Luggage ● V.I.P. Industries
📝 Paper ● JK Paper

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*Following companies will remain #1 in their domain for next 10 yrs * 

•  Pidilite in Adhesives
•  Asian in Paints
•  HDFC in Banks
•  BajajFin in NBFC
•  Titan in Jewellery
•  ITC in Cigarettes
•  Dabur in Juices
•  Divis in API
•  Indigo in Airlines
•  Zydus Well in sweeteners 

*Top 10 stocks held by mutual funds* 

√  HDFC Bank
√  ICICI Bank
√  Infosys
√  Reliance Industries
√  HDFC Ltd
√  State Bank of India
√  Bharti Airtel
√  Axis Bank
√  TCS
√  Kotak Bank 

*12 Darling Companies of FII where their holding are over 40%* 

1  HDFC Ltd
2  ZEE Ent
3  Shriram Trans Fin
4  IndusInd Bank
5  Axis Bank
6  Apollo Hospitals
7  ICICI Bank
8  Kotak Bank
9  Fortis Health 
10  Indus Towers
11  Redington
12  Team Lease 

*These are the best 18 'value added' chemical stocks* 

  1  SRF
2  ATUL
3  Aarti Ind
4  Tata Chem
5  Vinati Org
6  Sumitomo
7  Alkyl Amines
8  Navin Flu
9  Sudarshan
10  Neogen
11  Astec
12  Clean Sci
13  Balaji Am
14  Guj Fluo
15  Dipak Nit
16  BASF
17  Jub Ing
18  Galaxy Surf 

*

 

Quality small-caps stocks showing consistent growth coupled with high RoE & RoCE* 

»  Tips Ind
»  Maithan All
»  AnandRathi Wealth
»  Gufic Bio
»  Tinplate
»  Apollo Tri
»  Supriya Life
»  Rajratan Glb
»  R Systems
»  Sandur Mang
»  Jindal Poly
»  Godawari Pwr
»  Vidhi Spec
»  Cosmo Films 

*Quality mid-cap stocks with consistent growth coupled with high RoE & RoCE* 

»  Easy Trip Plan
»  IEX
»  CAMS
»  Tanla Platforms
»  Chemplast
»  Balaji Amines
»  Clean Sci
»  Esab India
»  Sonata Soft
»  CDSL
»  Fine Org
»  Mastek
»  Angel One
»  KPR Mill
»  Happiest Minds
»  Campus Active 

*Continuous CAPEX coupled by reduction in Debt is a great combination List of such quality stocks* 

  1  Balaji Amines
2  Clean Sci
3  Alkyl Amines
4  Happiest Minds
5  Fineotex Chem
6  Mphasis
7  Laxmi Org
8  Saregama
9  ICICI Lombard
10  Route Mobile
11  Safari Ind
12  NIIT
13  D'Mart 

*Top 7 Defense Manufacturing Companies in India* 

»  Hindustan Aeronautics Ltd
»  Bharat Electronics Ltd
»  Bharat Dynamics Ltd
»  Astra Microwave Products Ltd
»  Apollo Micro Systems Ltd
»  Reliance Naval & Eng Ltd
»  Sika Interplant systems Ltd.

*16 LESSONS FROM" THE PSYCHOLOGY OF MONEY " 📚*

 *1). Money is a tool.*
*It's not an end in itself.*

    *2). Don't let your emotions control your spending.*
*Be mindful of the emotions that can drive you to overspend, and learn to control them.*

    *3). Invest for the long term.*
*The stock market will go up and down in the short term, but over the long term, it goes up*.

    *4). Don't try to time the market.*
*No one can predict the future, so don't try to guess when to buy and sell stocks.*

    *5). Diversify your investments.*
*Don't put all your eggs in one basket. Spread your money across different asset classes to reduce your risk.*

    *6). Don't be afraid to take risks.*
*But don't be reckless either.*

    *7). Pay yourself first.*
*Make sure you save money for your future before you spend it on anything else.*

    *8). Live below your means.*
*The less you spend, the more money you'll have to save and invest.*

    *9). Don't compare yourself to others.*
*Everyone is on their own journey. Focus on your own financial goals and don't worry about what others have.*

    *10). Be patient.*
*Building wealth takes time. Don't expect to get rich quick.*

    *11). Be grateful.*
*Appreciate what you have, both in terms of your financial situation and in your life in general.*

    *12). Help others.*
*One of the best ways to feel good about your money is to use it to help others.*

    *13). Be kind to yourself.*
*Everyone makes mistakes. Don't beat yourself up if you make a financial mistake. Just learn from it and move on.*

    *14). Never give up.*
*The road to financial independence is long and winding, but it's worth it. Keep working hard and never give up on your goals.*

    *15). Money can't buy happiness.*
*But it can buy peace of mind and security.*

*16).* Money is Essential in Life, But, 
_*Money is Not Everything in Life*_ Therefore Accumulate wealth but not at the cost of Health & Life..

*Do Not Forget to Enjoy Life for Accumulating Wealth.*

*The Psychology of Money is a book about the emotional side of money. It's about how our feelings about money can lead us to make bad decisions. It's also about how to overcome these emotional biases and make better financial decisions.*

© 2035 by SMD Consulting.                                             CREATING WEALTH BY MAKING YOU WEALTHIER

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